Areas of Practice
Bankruptcy Chapter 7
Chapter 7 is used to discharge (cancel) unsecured debts. Unsecured debts are those debts where the borrower did not give the lender property to secure the repayment of the loan. Credit card bills and medical bills are good examples. Chapter 7 bankruptcy discharges unsecured debts, which results in a “clean slate” or a “fresh start”.
Accidents happen every day. Whether on the streets and highways, in stores or other public places, injuries to innocent people can occur. This can involve the inconvenience of going to an emergency room to be checked out, and suffering for a few days while bumps and scrapes heal, or it can involve long term, or permanent disability or even death. The law provides that any person or business entity that causes an accident, either by careless action, or neglect, must compensate (pay money damages) to any innocent person who suffers an injury as a result of such an accident.
BANkruptcy chapter 13
If you need help paying your bills, Chapter 13 is a consolidation of your bills. Chapter 13 is a debt repayment plan that is supervised by the United States Bankruptcy Court. By using Chapter 13, the Court mandates that your creditors will accept the payments that you can afford. So, if you have bills that have to be paid back, like a mortgage, a car, or medical bills, your bills can be consolidated into an affordable payment for you by filing a Chapter 13.
When a worker in Illinois is injured in the course of his or her employment, his or her employer by law has certain obligations toward that injured worker.
First: The employer is obligated to pay for the medical treatment and medications necessary to heal the injured worker and relieve the pain associated with the injuries.
Second: The employer is obligated to pay 66 2/3% of the injured workers average wage for the time that he or she is unable to work as a result of the injury. This can be thought of as lost income.
Third: Once the injured worker is healed, and returns to work, the employer is obligated to pay him or her a sum of money to compensate him or her for the loss of use of the injured body part. This can be thought of as loss of future income.
When a person dies owning property, a representative may be needed to help transfer that property to their heirs or legatees. Special considerations may be needed for those who have become disabled due to injury or illness or for those who have not yet reached 18 years of age. The attorney provides assistance with probate orders including Letters of Office, Letters of Testamentary, Letters of Administration, Letters of Guardianship, and Small Estates Affidavits.
Attorney Sheils provides assistance with a broad range of real estate transactions.